IOB Local Bank Officer Recruitment 2026 – Apply Online for 250 posts

Indian Overseas Bank (IOB) published the official recruitment notice for the post of Local Bank Officer (JMGS I) on 7 August 2026. Candidates can read the full IOB LBO Official Notification PDF released under Advertisement No. HRDD/RECT/02/2026-27. The online registration portal opens on 8 August 2026 and closes on 24 August 2026. This recruitment is suitable for graduates seeking a regular officer position in a public sector bank.

There are 250 vacancies distributed across four states: Tamil Nadu, Karnataka, Maharashtra, and Gujarat. A detailed state-wise and category-wise breakdown is given below. Selected candidates will be posted in their chosen state. Candidates should check all details in the article below.

Information verified from the official Indian Overseas Bank notification No. HRDD/RECT/02/2026-27 dated 7 August 2026. Last verified: 7 August 2026.

Indian Overseas Bank is recruiting 250 Local Bank Officers (JMGS I) through Notification No. HRDD/RECT/02/2026-27. The last date to apply online is 24 August 2026 on the official portal www.iob.bank.in. Selection involves an online written examination, a Language Proficiency Test, and a personal interview.

Quick Summary of IOB Local Bank Officer Recruitment

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About Indian Overseas Bank

Indian Overseas Bank is a major public sector bank operating under the Ministry of Finance, Government of India. Headquartered in Chennai, Tamil Nadu, the bank manages extensive branch networks across India and abroad. Local Bank Officers form a key part of branch operations, managing daily banking activities, credit appraisal, customer services, and regional business development. Working in a public sector bank offers job stability, defined pay scales, standard service benefits, and structured promotion pathways. For candidates tracking regular bank updates, check our latest bank recruitment updates section.

Local Context / How It Compares

This recruitment targets candidates willing to serve in specific regional states (Tamil Nadu, Karnataka, Maharashtra, and Gujarat). Selected officers are posted exclusively within the applied state for the first 12 years of service or until promotion to SMGS-IV Grade. Applicants must be proficient in reading, writing, and speaking the state’s specified local language. Candidates from Eastern regions and North Bengal planning to apply must note that relocation to the target state is mandatory upon selection. Similar public sector officer roles include SBI Circle Based Officers (CBO) and IBPS PO postings.

Important Dates

Note: Online fee payment closes on 24 August 2026.

Vacancy Details and Salary

Indian Overseas Bank offers a basic pay scale of Rs. 48480-2000/7-62480-2340/2-67160-2680/7-85920 for Scale-I officers. Dearness Allowance (DA), House Rent Allowance (HRA), and City Compensatory Allowance (CCA) are paid as per rules. Officers with prior completed years of service as an Officer in Scheduled Commercial Banks get one advance increment per year (maximum 2 increments) if their previous job profile matches Scale-I Generalist Officer profile. Selected candidates will remain on probation for 2 years of active service and must execute a bond for Rs. 2,00,000/- for a minimum service of 3 years.

Note: Horizontal reservation applies for Persons with Benchmark Disabilities (PwBD). Some state totals include backlog vacancies.

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Eligibility

Age Limit (as on 01.08.2026)

• Minimum Age: 20 years
• Maximum Age: 30 years
• Candidates must be born between 2 August 1996 and 1 August 2006 (both dates inclusive).

Upper Age Relaxation

• SC / ST: 5 years
• OBC (Non-Creamy Layer): 3 years
• PwBD: 10 years
• Persons affected by 1984 Riots: 5 years
• Ex-Servicemen / Commissioned Officers: 5 years

Educational Qualification

• Degree: Graduation in any discipline from a university recognized by the Government of India.
• Mark Sheet: Candidates must possess a valid mark sheet or degree certificate on the registration day and state their exact graduation percentage.

Local Language Proficiency

• Applicants must be proficient in reading, writing, and speaking the specified local language of the applied state.
• Candidates who studied the specified local language in 10th or 12th standard are exempt from the language test. Others must pass the Language Proficiency Test (LPT) before the interview.

Selection Process for IOB Local Bank Officer Recruitment 2026

Selection involves three stages: an online examination, a Language Proficiency Test, and a personal interview.

1. Online Written Examination: Objective test carrying 200 marks for a duration of 3 hours.
2. Language Proficiency Test (LPT): Mandatory qualifying test for shortlisted candidates who did not study the state’s local language in 10th or 12th standard.
3. Personal Interview: Interview carrying 100 marks held physically or via video conference.

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Online Examination Pattern

Penalty for wrong answers: $1/4^{\text{th}}$ or 0.25 marks deducted per wrong answer. Aggregate qualifying marks in the online test are 30% for SC/ST/OBC/PwBD and 35% for UR/EWS. Final selection weightage between online exam and interview is 80:20.

Application Fee

• SC / ST / PwBD: Rs. 175/- (Intimation charges only, inclusive of GST)
• General / OBC / EWS: Rs. 850/- (Application fee and intimation charges, inclusive of GST)
• Payment Mode: Online via Debit Card, Credit Card, Net Banking, BHIM, or UPI.

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How to Apply

1. Go to the official website at www.iob.bank.in and click “Careers”.
2. Open “Recruitment of Local Bank Officers-2026-27” and click “Register Online”.
3. Fill in basic contact details to generate a Registration Number and Password.
4. Enter personal, educational, and category details in the application form.
5. Upload scanned photo, signature, left thumb impression, and handwritten declaration.
6. Capture and upload a live photograph using a webcam or mobile QR code option.
7. Pay the fee online and complete registration.
8. Print the system-generated application form and e-receipt.

Upload Specifications

• Photograph: size 20 kb – 50 kb, JPG/JPEG.
• Signature: Black ink on white paper, size 10 kb – 20 kb (not in capital letters).
• Left Thumb Impression: Black or blue ink on white paper, size 20 kb – 50 kb.
• Handwritten Declaration: English text with black ink, size 50 kb – 100 kb (not in capital letters). Text: “I (Name of candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”

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Important Links

Should You Apply?

This opening suits graduates who desire a Scale-I officer position in public sector banking without competing on an all-India transfer liability. Service remains tied to the selected state for the first 12 years or until promotion to SMGS-IV Grade. Candidates must be comfortable living and working in Tamil Nadu, Karnataka, Maharashtra, or Gujarat.

The selection process tests core quantitative, reasoning, and banking awareness skills without separate descriptive paper. Selected candidates must sign a Service Bond of Rs. 2,00,000/- for 3 years. (This is added context, not part of the official notification. Confirm with the hiring office.) Officers receive structured career progression toward senior management ranks alongside standard public sector allowances. Candidates with previous experience in commercial banks can also secure up to two advance pay increments. Candidates preparing for the IOB Local Bank Officer Recruitment 2026 should complete their registration before the deadline. For regional options in Eastern states, check our Sikkim recruitment alerts and North East job updates.

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ABOUT THE AUTHOR

I am Sandeep Khati, the founder of India Job Alerts. I hold a B.Tech in Computer Science from JGEC (2010). My career began as a Systems Engineer at TCS, and I have been active in the digital publishing space since 2011, starting with the launch of SearchDarjeeling.com and my work as a web developer and designer at Darjeeling Informatics.

Launched in April 2025, India Job Alerts is my most focused project to date. I am dedicated to publishing verified government and PSU job notifications for candidates in West Bengal, Sikkim, and across India. To guarantee accuracy, I personally cross-check every post against official notifications before publishing. Know more

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