Indian Overseas Bank released this recruitment notification on 28 August 2026 on its official website, www.iob.bank.in. As per Advertisement No. HRDD/RECT/04/2026-27, applications open on 29 August 2026 and close on 15 September 2026 for 291 posts of Generalist and Specialist Officers in JMGS I, MMGS II and MMGS III. IOB Specialist Officer 2026 recruitment is for graduates and experienced banking, IT, credit, risk and security professionals looking for a stable public sector bank job.
IOB has announced 291 vacancies in this notification. A full discipline-wise and grade-wise breakdown of all 14 posts appears later in this article, along with post-wise eligibility. Selected candidates will be posted anywhere in India, at the Bank’s discretion. Candidates should check all details in the article below.
Information verified from the official Indian Overseas Bank notification No. HRDD/RECT/04/2026-27 dated 28.08.2026. Last verified: 28 August 2026.
Indian Overseas Bank (IOB) is recruiting 291 Generalist and Specialist Officer posts across JMGS I, MMGS II and MMGS III grades through Notification No. HRDD/RECT/04/2026-27. The last date to apply online is 15 September 2026 at www.iob.bank.in. Selection is through an online examination followed by a personal interview, combined in an 80:20 ratio.
Quick Summary of IOB Specialist Officer 2026
| Detail | Information |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Post | Generalist / Specialist Officer (14 posts) |
| Total Vacancy | 291 Posts |
| Salary (Basic Pay) | JMGS I: ₹48,480–85,290 · MMGS II: ₹64,820–93,960 · MMGS III: ₹85,920–1,05,280 |
| Application Mode | Online only |
| Eligibility | Degree/PG plus post-qualification work experience, varying by post |
| Selection Process | Online Examination + Interview (80:20 weightage) |
| Place of Posting | Anywhere in India |
| Last Date | 15 September 2026 |
| Who Can Apply | Graduates and experienced professionals in banking, IT, credit, risk, and security domains (post-wise) |
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About Indian Overseas Bank
Indian Overseas Bank is a Public Sector Bank owned by the Government of India, headquartered at Anna Salai, Chennai. It has a branch network across India and a presence abroad. This recruitment is for Generalist and Specialist Officer posts in JMGS I, MMGS II and MMGS III — mid and senior management grades, not entry-level clerical posts. For candidates with banking, IT, credit or risk experience, it is a direct lateral entry route into a nationalised bank’s officer cadre without starting from the bottom scale. Candidates can also check the Government Jobs and Bank Jobs sections on this site for similar current openings.
How This Compares to Other Officer Recruitments in 2026
This is added context, not part of the official notification. Confirm with the official website. Since posting under this notification is anywhere in India rather than tied to one state, it is worth comparing this drive’s scale to other recent officer-level bank recruitments: IOB’s own Specialist Officer drive in September 2025 had 127 vacancies, UCO Bank’s Generalist/Specialist Officer notice in January 2026 had 173, Union Bank of India’s officer recruitment in July 2026 had 395, and IBPS’s Specialist Officer common process (CRP SPL-XVI) in July 2026 covered 745 posts across several public sector banks. At 291 posts, this IOB drive is more than double the size of IOB’s own 2025 SO drive and sits in the middle of this year’s officer-recruitment activity.
This is added context, not part of the official notification. The notification lists only six examination centres nationwide — Delhi/NCR, Mumbai/MMR/Thane, Chennai, Kolkata, Hyderabad and Bengaluru. There is no centre in the North East, Sikkim, or North Bengal. Candidates from Darjeeling, Siliguri, Gangtok or elsewhere in the region who get shortlisted for the online exam will most likely need to travel to Kolkata, the nearest of the six listed centres.
Important Dates
| Activity | Date |
|---|---|
| Notification Released | 28 August 2026 |
| Opening Date of Online Registration | 29 August 2026 |
| Payment of Application Fee / Intimation Charges | 29 August 2026 to 15 September 2026 |
| Closing Date of Online Registration | 15 September 2026 |
The notification does not give an exam date or admit card date yet. Candidates should keep checking www.iob.bank.in, since IOB states that call letters will be sent by email closer to the exam.
IOB Specialist Officer 2026 – Vacancy Details and Salary
IOB has notified 291 vacancies across 14 posts. Post Code 01 (Manager – Branch Management) is the Generalist Officer post; all other 13 posts are Specialist Officer posts. The number of vacancies, including reserved vacancies, is provisional and may change according to the Bank’s actual requirements. EWS vacancies are tentative and subject to government directives or litigation outcomes.
| Code | Post / Discipline | Grade | Posts | SC | ST | OBC | EWS | UR | Total | PWBD (HI/OC/VI/ID) |
|---|---|---|---|---|---|---|---|---|---|---|
| 01 | Manager (Branch Management) | MMGS II | 100 | 15 | 7 | 27 | 10 | 41 | 100 | 1/1/1/1 |
| 02 | Manager (IT) | MMGS II | 65 | 10 | 5 | 18 | 7 | 25 | 65 | 1/1/1/0 |
| 03 | Manager (Information Security) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 | 5 | 1/0/0/0 |
| 04 | Manager (Information Security Audit) | MMGS II | 5 | 1 | 1 | 2 | 1 | 0 | 5 | 0/1/0/0 |
| 05 | Senior Manager (IT) | MMGS III | 10 | 2 | 1 | 3 | 1 | 3 | 10 | 0/0/0/0 |
| 06 | Senior Manager (Information Security) | MMGS III | 3 | 1 | 0 | 1 | 1 | 0 | 3 | 0/0/0/0 |
| 07 | Senior Manager (Information Security Audit) | MMGS III | 2 | 1 | 1 | 0 | 0 | 0 | 2 | 0/0/0/0 |
| 08 | Senior Manager (Database Administrator) | MMGS III | 10 | 1 | 0 | 2 | 1 | 6 | 10 | 0/0/0/0 |
| 09 | Senior Manager (Network Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 | 5 | 0/0/0/0 |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 0 | 0 | 1 | 0 | 4 | 5 | 0/0/0/0 |
| 11 | Manager (Credit) | MMGS II | 35 | 8 | 3 | 11 | 2 | 11 | 35 | 0/1/0/0 |
| 12 | Senior Manager (Credit) | MMGS III | 15 | 2 | 1 | 4 | 1 | 7 | 15 | 0/1/0/0 |
| 13 | Senior Manager (Risk) | MMGS III | 6 | 1 | 0 | 1 | 1 | 3 | 6 | 0/0/0/0 |
| 14 | Assistant Manager (Security) | JMGS I | 25 | 3 | 1 | 6 | 2 | 13 | 25 | 1/0/0/0 |
| Total | 291 | 46 | 21 | 79 | 28 | 117 | 291 | 4/5/2/1 |
Pay scale (basic pay, per grade):
| Grade | Pay Scale (₹) |
|---|---|
| JMGS I | 48480–2000/7–62480–2340/2–67160–2680/7–85290 |
| MMGS II | 64820–2340/1–67160–2680/10–93960 |
| MMGS III | 85920–2680/5–99320–2980/2–105280 |
DA, HRA, CCA and other allowances apply as per the Bank’s rules in force. Specialist Officers joining laterally in MMGS II and III are also eligible, from the probation period itself, for conveyance expenses, newspaper cost, telephone/mobile expenses, residential furniture, and Bank-owned or leased accommodation with rental advance and brokerage, as per the eligibility of their scale.
Probation and service bond: Branch Management officers (Post 01) serve a 6-month probation. Security officers (Post 14) serve a 2-year probation. All other posts carry a 1-year probation. Selected candidates for JMGS I posts must execute a Financial Service Indemnity Bond of ₹2,00,000 and serve a minimum of 3 years; for MMGS II and III posts, the bond is ₹2,50,000, also for a minimum 3-year service period.
Also Read: ISRO Scientist and Engineer ‘SC’ Recruitment 2026
Eligibility (Post-wise)
All age, qualification and experience conditions are computed as on 01.08.2026. Age relaxation applies as per government norms: SC/ST — 5 years, OBC (non-creamy layer) — 3 years, Persons with Benchmark Disabilities — 10 years, persons affected by the 1984 riots — 5 years, and eligible Ex-servicemen — 5 years. Cumulative relaxation for SC/ST/OBC candidates is capped at a maximum age of 50 years.
Post 01 — Manager (Branch Management), MMGS II
Age: 23–33 years. Qualification: A degree (graduation) in any discipline from a UGC-recognised university. Experience: 3 years as an Officer in any Scheduled Public Sector or Private Sector Bank, of which at least 2 years in Branch Banking; prior experience as a Scale I Branch Head is preferred. Selected candidates will be posted as Branch Head after probation.
Post 02 — Manager (IT), MMGS II
Age: 25–35 years. Qualification: B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation), or MCA, or M.Sc. (Computer Science/IT). Experience: Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI, with hands-on experience in any one of these domains: Full Stack Development, Operating System Administration, Network Administration, Cloud Engineering, Storage Administration, Database Administration, Domain Administration/IAM, Automation Engineering, ITSM, BCP/Disaster Recovery, Virtualization, DevOps, DevSecOps, Middleware Administration, or IT Procurement. Certifications (desirable): Oracle OCA/OCP, RHCE/RHCSA, VMware VCP, CCNA/CCNP, AWS/Azure/OCI certification, CKA, ITIL Foundation, CISSP, CEH, CCSP, DevSecOps Professional, Dell EMC Storage Certification, Microsoft Administrator Certification.
Post 03 — Manager (Information Security), MMGS II
Age: 22–32 years. Qualification: B.E./B.Tech or M.E./M.Tech in Computer Science, IT, Electronics & Communication, Cyber Security, or Information Security. Experience: Minimum 2 years of post-qualification work in at least 3 of: Web Application Security Testing, Mobile Application Security Testing (Android/iOS), API Security Assessment, Source Code Review (SAST), Dynamic Application Security Testing (DAST), AI/LLM security testing, or Red Team activities. Certifications (preferred): GIAC/eJPT/eWPT/CompTIA Security+/Pentest+/PNPT/GIAC GPEN/GWAPT/OSWE/OSCP/OSWA/CASE/CMWAPT/OSEP/CRTP/GXPN/BSCP/eWPTX/C|PENT.
Post 04 — Manager (Information Security Audit), MMGS II
Age: 22–32 years. Qualification: B.E./B.Tech in Computer Science, IT, Electronics & Communication, or Cyber Security; or M.E./M.Tech in the above disciplines, or MCA. Experience: Either (a) minimum 2 years’ experience with at least 1 year in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or (b) minimum 2 years in IT with software design/development for banking applications, including developing web applications for BFSI, unit test-case preparation and white-box testing, web application standards knowledge, and debugging experience.
Post 05 — Senior Manager (IT), MMGS III
Age: 28–38 years. Qualification: Same as Post 02. Experience: Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI, managing mission-critical production systems, digital banking platforms, infrastructure, cloud environments, cybersecurity controls, or technology operations, with hands-on experience in any one of the same domains listed under Post 02. Certifications: Mandatory — any one of CISA/CISSP/ISO 27001:LA/OSCP. Desirable — the same list as Post 02.
Post 06 — Senior Manager (Information Security), MMGS III
Age: 25–35 years. Qualification: Same as Post 03. Experience: Minimum 5 years of post-qualification work in at least 3 of the same domains listed under Post 03. Certifications (preferred): GIAC/eJPT/eWPT/CISSP/GIAC GPEN/GWAPT/OSWE/OSCP/OSWA/CASE/CMWAPT/OSEP/CRTP/GXPN/BSCP/eWPTX/C|PENT.
Post 07 — Senior Manager (Information Security Audit), MMGS III
Age: 25–35 years. Qualification: Same as Post 04. Experience: Either (a) minimum 5 years’ experience with at least 3 years in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or (b) minimum 5 years in IT with mandatory experience in developing banking web applications, preparing high-level technical design using Secure by Design principles, unit test-case preparation, white-box testing, web application standards, debugging, and SRS preparation.
Post 08 — Senior Manager (Database Administrator), MMGS III
Age: 28–38 years. Qualification: B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation), or MCA, or M.Sc. (CS/IT). Experience: Minimum 8 years of post-qualification Database Administration experience, of which at least 5 years in Production Database Administration and at least 3 years in Banking/BFSI supporting mission-critical, 24×7 applications, covering Oracle and MS SQL Server administration, performance optimisation, incident management, capacity planning, backup/recovery, DR drills, root cause analysis, and database security. Certifications: Mandatory — any one of Oracle Certified Associate (OCA) or Oracle Certified Professional (OCP), and any one of CISA/CISSP/ISO 27001:LA/OSCP. Preferred — Oracle RAC/Cloud Database certifications, Microsoft SQL Database certifications, CEH, Cloud Security certification.
Post 09 — Senior Manager (Network Administrator), MMGS III
Age: 25–35 years. Qualification: B.E./B.Tech, or M.Tech, or MCA in Computer Science/IT/Electronics & Communication/Electronics & Instrumentation. Experience: Minimum 5 years of post-qualification experience in Network Operations, including Network Security using Cisco FTD and Check Point Firewalls, with strong expertise in Enterprise Network Architecture, Routing and Switching, preferably in Data Centre Networking environments. Certifications: Mandatory — CCNA Routing & Switching/CCNA Security/Checkpoint CCSE. Preferred — CCNP Security/CCNP Enterprise/CCNP Data Centre/CCSE.
Post 10 — Senior Manager (Cyber Security Administrator), MMGS III
Age: 25–35 years. Qualification: Same as Post 03. Experience: Minimum 5 years post-qualification experience in any two of: Forensic Analysis/Incident Response and Management, SIEM/XDR, Web Application/API Security, IAM/AD/PAM, AI Security, or Network Security. Certifications (preferred): CISSP/OSCP/CCNP/CCNP-Security/CCIE/CCSP/CHFI/OSAI, or security technology certifications on SIEM, UEBA, SOAR, XDR, WAF and similar tools.
Post 11 — Manager (Credit), MMGS II
Age: 23–33 years. Qualification: A Bachelor’s degree with MBA (Finance)/PGDBA/PGDBM/Master of Management Studies (Finance), or Chartered Accountant, or Cost Management Accountant. Experience: 3 years of post-qualification work experience in a Bank/Financial Institution, of which at least 2 years in credit; MSME/Corporate Advances experience preferred. Certifications (preferred): IIBF or equivalent certificate courses in Trade Finance/Corporate Lending/Risk Management/FRM, along with JAIIB/CAIIB.
Post 12 — Senior Manager (Credit), MMGS III
Age: 25–35 years. Qualification: Same as Post 11. Experience: 6 years of post-qualification work experience in a Bank/Financial Institution, of which at least 4 years in credit; MSME/Corporate Advances experience preferred.
Post 13 — Senior Manager (Risk), MMGS III
Age: 25–35 years. Qualification: Graduation in any discipline with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC/Masters in Mathematics/Statistics/Economics; or graduation with certification in Financial Risk Management from GARP-USA or PRMIA. Experience: Minimum 5 years of post-qualification work experience in a Public Sector/Private Sector Bank/NBFC/Financial Institution as an officer in Risk, Credit, Forex, Treasury or Finance. Certifications (preferred): IIBF Risk in Financial Services, NIBM Risk Management, IIBF Diploma in Treasury/Investment/Risk Management, CAIIB with Risk Management specialisation, or GARP-USA SCR.
Post 14 — Assistant Manager (Security), JMGS I
Age: 30–45 years. Qualification: Graduate from a recognised university, along with a minimum 3-month certification course in Computer/IT/Computer Science taken during or after graduation. Experience: A retired JCO (or equivalent) with a minimum 5 years’ service in the Army/Navy/Air Force; or an officer of Inspector rank (or equivalent) with a minimum 5 years’ service as Sub-Inspector and above in Paramilitary Forces or the Police. Applicants currently serving with a discharge date on or before 30.09.2026 may also apply. Candidates must hold Medical Category SHAPE-1 (or equivalent) and an exemplary service record with no disciplinary or vigilance cases. Certification (preferred): Firefighting/Fire Safety.
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Selection Process
Selection is through an Online Examination followed by a personal Interview. Qualifying the online exam does not guarantee a call for interview — IOB may shortlist further based on qualification, experience and profile against job requirements.
- Online Examination — For Post 01 (Branch Management): English Language (25 questions/25 marks/30 minutes) and Professional Knowledge covering Banking Law & Practice, Indian Economy & Financial System, Principles & Practices of Banking, and Accounting & Financial Management for Bankers (75 questions/75 marks/90 minutes); total 100 questions, 100 marks, 2 hours. For all other posts: English Language (25/25/30 min), General Awareness with special reference to Banking (25/25/30 min), and Professional Knowledge specific to the post (50/50/60 min); total 100 questions, 100 marks, 2 hours.
- Qualifying marks — No minimum is prescribed for English Language or General Awareness. In Professional Knowledge, candidates need at least 30% (reserved category) or 35% (unreserved) to qualify. A wrong answer deducts one-fourth of that question’s marks; unattempted questions carry no penalty.
- Interview — Maximum 100 marks, assessing Role-related Exposure in Industry, Subject Knowledge, and Communication Skills. Minimum qualifying marks are 45% (reserved) or 50% (unreserved).
- Final merit — 80% weightage to the Online Examination and 20% to the Interview.
Outstation SC/ST/PwBD candidates who are unemployed and attend the interview are reimbursed second-class ordinary train fare by the shortest route, on production of travel proof, as per government guidelines.
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | ₹175 (inclusive of GST) — intimation charges only |
| All others, including OBC and EWS | ₹1,000 (inclusive of GST) |
The fee is non-refundable and cannot be adjusted against any other recruitment, even if the application is withdrawn.
How to Apply
- Visit www.iob.bank.in and open the “Careers” page.
- Select “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27” and choose the post to apply for.
- Click “Click here to Register Online” to complete first-time registration.
- Note the system-generated Registration Number and Password sent by email and SMS.
- Log in and upload the photograph, signature, left thumb impression, and handwritten declaration as per the specified format.
- Fill in all details in the online application form carefully, then click “COMPLETE REGISTRATION.”
- Pay the application fee/intimation charges online via Debit Card, Credit Card, Internet Banking, BHIM or UPI.
- Take a printout of the submitted application form and the fee e-receipt for future reference.
Documents to keep ready before applying:
- Scanned passport-style colour photograph (200×230 px, 20–50 KB)
- Scanned signature in black ink on white paper (140×60 px, 10–20 KB)
- Scanned left thumb impression (240×240 px, 20–50 KB)
- Scanned handwritten declaration in English, not in capital letters (800×400 px, 50–100 KB)
- A valid, active personal email ID for the entire recruitment process
Candidates whose online application requires photos and signatures in these fixed sizes may find this site’s Photo & Signature Resizer tool useful for meeting the exact specifications.
Also Read: NIC Scientific and Technical Assistant Job 2026
Important Links for IOB Specialist Officer 2026
| Link | Details |
|---|---|
| Official IOB website and Careers page | Notification and online application are both accessed here — no separate PDF or portal URL is printed in the notification |
| IOB Recruitment Clarifications | Official email for queries: hrdd@iob.bank.in |
| Latest Government Jobs (All India) | For other current pan-India vacancies |
| Graduate Jobs | Lowest qualification accepted under this notification (Posts 01 and 14) |
| Bank Jobs | For other current bank recruitment notices |
Should You Apply for this IOB Specialist Officer 2026?
This IOB Specialist Officer 2026 recruitment suits two different kinds of candidates. For freshers-adjacent graduates, only Post 01 (Branch Management) and Post 14 (Security, for defence/police veterans) accept a plain graduation degree with banking or security-service experience — the rest need real domain depth: 2 to 8 years of specific IT, security, credit, risk or database experience, often with named mandatory certifications. This is not an entry-level exam; it rewards candidates who already work in these fields.
Competition will vary sharply by post. High-volume posts like Branch Management (100 posts) and Manager IT (65 posts) will likely draw far more applicants per seat than niche posts like Senior Manager (Information Security Audit), which has only 2 vacancies nationwide. One honest trade-off: selection brings a fixed 3-year service bond and liability to be posted anywhere in India, so candidates unwilling to relocate should weigh that before applying. For those who meet a post’s specific experience bar, this is a genuine lateral entry into a Public Sector Bank’s middle-management cadre.
Frequently Asked Questions
What is the last date to apply for IOB Specialist Officer Recruitment 2026?
The last date to apply online for IOB Specialist Officer Recruitment 2026 is 15 September 2026. Applications opened on 29 August 2026, and the application fee must also be paid within this window through www.iob.bank.in.
What is the salary of IOB Specialist Officer 2026?
The basic pay depends on grade: JMGS I starts at ₹48,480, MMGS II starts at ₹64,820, and MMGS III starts at ₹85,920, rising through fixed increments. DA, HRA and CCA are added on top as per Bank rules in force.
How many vacancies are there in IOB Specialist Officer Recruitment 2026?
IOB has notified 291 total vacancies across 14 posts in JMGS I, MMGS II and MMGS III. The largest is Manager (Branch Management) with 100 posts, and the smallest is Senior Manager (Information Security Audit) with 2 posts. The number is provisional and may change.
What is the difference between the Generalist and Specialist Officer posts at IOB?
Post Code 01 (Manager – Branch Management) is the only Generalist Officer post in this notification; the other 13 posts are Specialist Officer posts in IT, security, credit, risk and database domains. This is added context, not part of the official notification: Generalist officers typically move toward branch and general management roles, while Specialist Officers are recruited laterally into their specific domain and usually continue in that technical track.
ABOUT THE AUTHOR
I am Sandeep Khati, the founder of India Job Alerts. I hold a B.Tech in Computer Science from JGEC (2010). My career began as a Systems Engineer at TCS, and I have been active in the digital publishing space since 2011, starting with the launch of SearchDarjeeling.com and my work as a web developer and designer at Darjeeling Informatics.
Launched in April 2025, India Job Alerts is my most focused project to date. I am dedicated to publishing verified government and PSU job notifications for candidates in West Bengal, Sikkim, and across India. To guarantee accuracy, I personally cross-check every post against official notifications before publishing. Know more