Indian Overseas Bank released this recruitment notification on 6 July 2026 on its official website. As per Advertisement No. HRDD/APPR/01/2026-27, online applications open on 7 July 2026 and close on 20 July 2026. The IOB Apprentice is for graduates who want one year of paid, practical banking experience under the Apprentices Act, 1961.
Indian Overseas Bank plans to engage 750 apprentices across India for FY 2026-27. The vacancies are spread state-wise and union territory-wise, with Tamil Nadu (200), Uttar Pradesh (110), Maharashtra (85) and Delhi (53) carrying the largest shares. Candidates are placed in the state or UT for which they apply. Candidates should check all details in the article below.
Information verified from the official Indian Overseas Bank notification No. HRDD/APPR/01/2026-27 dated 06.07.2026.
Join Official India Job Alerts WhatsApp Group for Instant Local & National Job Updates – Click here to Join Group
Quick Summary Table
| Detail | Information |
|---|---|
| Organisation | Indian Overseas Bank (IOB) |
| Post | Apprentice |
| Total Vacancy | 750 |
| Stipend | Rs. 14,000 to Rs. 15,500 per month (branch-wise) |
| Application Mode | Online only, on BFSI SSC portal |
| Eligibility | Graduate in any discipline, age 20–28 years |
| Selection Process | Online exam, local language test, document verification, medical fitness |
| Place of Posting | Across Indian states and union territories |
| Last Date | 20 July 2026 |
| Who Can Apply | Graduates registered on NATS or NAPS |
About Indian Overseas Bank
Indian Overseas Bank is a Public Sector Bank headquartered in Chennai, with branches across India and abroad. For a candidate, an apprenticeship here means one year of structured, on-the-job exposure to banking operations inside a large public sector network. It is not a regular job offer, but it is a recognised entry point that many candidates later use while applying for regular clerical or officer-level bank exams. For more current openings, see the latest government job listings on IndiaJobAlerts.
How This Recruitment Compares
This is added context based on similar past recruitments, not part of the official notification. Confirm with the hiring office.
This is an all-India engagement, so vacancies are open in almost every state and union territory rather than one fixed location. Compared to a regular bank job, an apprenticeship pays a fixed monthly stipend rather than a full salary, and it does not guarantee a job at the end of the one-year term. Candidates who want a regular officer-level banking role instead of an apprenticeship can also track the SBI PO 2026 notification, and those interested in specialised banking-defence roles can look at the SBI Defence Banking Advisor recruitment. Many candidates use an apprenticeship like this one as work experience while they continue to attempt regular bank recruitment exams.
Important Dates
Candidates should keep the fee payment deadline and the tentative exam date noted separately, since they fall after the application closing date.
| Activity | Date |
|---|---|
| Opening date of online application (NAPS, NATS, BEEP) | 07.07.2026 |
| Closing date of online application (NAPS, NATS) | 20.07.2026 |
| Payment of application fee on BEEP | 07.07.2026 to 22.07.2026 |
| Online examination date (tentative) | 02.08.2026 |
Vacancy Details and Stipend
| Post | Total Vacancy | Contract Period |
|---|---|---|
| Apprentice | 750 | 1 year |
State/UT-wise vacancy break-up (out of 750):
| State/UT | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|
| Andaman & Nicobar Islands | 0 | 0 | 0 | 0 | 1 | 1 |
| Andhra Pradesh | 4 | 0 | 5 | 0 | 6 | 15 |
| Arunachal Pradesh | 0 | 0 | 0 | 0 | 1 | 1 |
| Assam | 0 | 0 | 1 | 0 | 3 | 4 |
| Bihar | 8 | 0 | 12 | 2 | 13 | 35 |
| Chandigarh | 0 | 0 | 1 | 0 | 3 | 4 |
| Chhattisgarh | 1 | 7 | 0 | 0 | 2 | 10 |
| Daman & Diu | 0 | 0 | 0 | 0 | 1 | 1 |
| Delhi | 9 | 7 | 27 | 1 | 9 | 53 |
| Dadra & Nagar Haveli | 0 | 0 | 0 | 0 | 0 | 0 |
| Gujarat | 1 | 4 | 8 | 0 | 3 | 16 |
| Goa | 0 | 1 | 0 | 0 | 0 | 1 |
| Himachal Pradesh | 0 | 0 | 0 | 0 | 1 | 1 |
| Haryana | 4 | 0 | 7 | 0 | 5 | 16 |
| Jammu & Kashmir | 0 | 0 | 0 | 0 | 2 | 2 |
| Jharkhand | 0 | 2 | 0 | 0 | 6 | 8 |
| Karnataka | 2 | 1 | 3 | 0 | 0 | 6 |
| Kerala | 5 | 0 | 15 | 1 | 12 | 33 |
| Lakshadweep | 0 | 0 | 0 | 0 | 0 | 0 |
| Manipur | 0 | 2 | 0 | 0 | 2 | 4 |
| Meghalaya | 0 | 0 | 0 | 0 | 2 | 2 |
| Maharashtra | 9 | 12 | 25 | 6 | 33 | 85 |
| Mizoram | 0 | 0 | 0 | 0 | 2 | 2 |
| Madhya Pradesh | 2 | 4 | 2 | 0 | 4 | 12 |
| Nagaland | 0 | 0 | 0 | 0 | 1 | 1 |
| Odisha | 4 | 10 | 2 | 1 | 5 | 22 |
| Punjab | 7 | 0 | 9 | 1 | 7 | 24 |
| Puducherry | 4 | 0 | 7 | 0 | 1 | 12 |
| Rajasthan | 6 | 4 | 1 | 0 | 5 | 16 |
| Sikkim | 0 | 0 | 0 | 0 | 2 | 2 |
| Telangana | 2 | 1 | 3 | 0 | 0 | 6 |
| Tamil Nadu | 63 | 4 | 67 | 12 | 54 | 200 |
| Tripura | 0 | 0 | 0 | 0 | 2 | 2 |
| Uttarakhand | 3 | 0 | 0 | 0 | 5 | 8 |
| Uttar Pradesh | 34 | 0 | 41 | 6 | 29 | 110 |
| West Bengal | 8 | 4 | 11 | 2 | 10 | 35 |
| Total | 176 | 63 | 247 | 32 | 232 | 750 |
The above vacancies include backlog and are subject to change based on the Bank’s actual requirement. Separate horizontal reservation for Persons with Benchmark Disabilities (1% each for HI, OC, VI, ID) applies within these numbers.
Monthly stipend:
| Branch Category | Stipend per Month |
|---|---|
| Metro | Rs. 15,500 |
| Urban | Rs. 14,500 |
| Semi-Urban / Rural | Rs. 14,000 |
For candidates selected under NATS, Rs. 6,150 of this amount is credited directly by the Government through DBT, and the Bank pays the remaining balance (Rs. 9,350 for Metro, Rs. 8,350 for Urban, Rs. 7,850 for Semi-Urban/Rural).
Eligibility
Age (as on 01.07.2026):
- Minimum 20 years, maximum 28 years for General and EWS candidates.
- Date of birth should fall between 01.07.1998 and 01.07.2006, both dates inclusive.
- Age relaxation: 5 years for SC/ST, 3 years for OBC (non-creamy layer), 10 years for PwBD candidates.
- Candidates registered under NAPS must be below 34 years as on the cut-off date.
Educational Qualification (as on 31.07.2026):
- A Degree (Graduation) in any discipline from a university recognised by the Government of India.
- Result should be declared on or before 31.07.2026.
- For candidates registered under NATS, the graduation result must have been declared between 01.03.2022 and 31.07.2026.
Other conditions:
- Candidate must be a citizen of India.
- Candidates who have already completed an apprenticeship with IOB or any other organisation, or who have one year or more of work experience after graduation, are not eligible.
Selection Process
Selection has more than one stage, and clearing the online exam alone does not guarantee engagement.
- Online written examination — 100 marks, 90 minutes, covering General/Financial Awareness, General English, Quantitative & Reasoning Aptitude, and Computer/Subject Knowledge (25 marks each). SC/ST/OBC/PwBD candidates get a 5% relaxation in the qualifying percentage.
- Test of local language — for the state applied, conducted at the time of document verification. Candidates who have studied the local language up to Class 10 or 12 are exempt from this test.
- Document verification and personal interaction, at a centre decided by the Bank.
- Medical fitness examination.
One practical point from the notification: the online exam must be taken using the candidate’s own front-camera-enabled desktop, laptop, tablet or smartphone, and the same ID proof uploaded during application must be shown on camera.
Application Fee
Fee is non-refundable and must be paid online on the BEEP portal between 07.07.2026 and 22.07.2026.
| Category | Fee (including 18% GST) |
|---|---|
| SC / ST / PwBD | Rs. 236 |
| GEN / OBC / EWS (Female) | Rs. 708 |
| GEN / OBC / EWS (Male) | Rs. 944 |
How to Apply
- Register on the NATS portal or the NAPS portal before applying, and note the enrolment number.
- Visit the “Career Opportunities” page on the BFSI Sector Skill Council website to start the application.
- NATS-registered candidates should log in at the NATS student portal and apply under “Apply against advertised vacancies” for Indian Overseas Bank.
- NAPS-registered candidates should search “Indian Overseas Bank” under the NAPS opportunities page, view the listing, and click “Apply for this Opportunity”.
- Fill in the online application form using the NATS/NAPS enrolment number and other required details.
- Pay the application/examination fee online between 07.07.2026 and 22.07.2026.
- Apply for only one State/UT — preferably the candidate’s home state.
Documents to keep ready:
- Printout of the personal interaction/reporting communication
- Printout of the confirmation email from BFSI SSC
- Proof of date of birth (birth certificate or Class 10 certificate)
- Photo ID proof (Aadhaar, PAN, passport, driving licence, or voter ID)
- Consolidated mark sheets and degree certificate
- Caste certificate, where applicable, with the non-creamy layer clause for OBC candidates
- Disability certificate, where applicable
- Any other document supporting eligibility
Important Links
| Purpose | Link |
|---|---|
| Official notification | Download the IOB apprentice notification |
| Apply online | IOB careers page |
| More government jobs | Latest job notifications on IndiaJobAlerts |
Should You Apply?
This vacancy suits graduates who want structured, paid exposure to banking operations, especially those still preparing for regular bank exams like PO or Clerk. The stipend is modest and there is no guarantee of a permanent job afterward, so it is not a fit for someone who needs a stable, long-term income right away. Competition will likely be high in states with fewer seats, such as Karnataka or Telangana with 6 seats each, compared to Tamil Nadu’s 200. One honest trade-off: a year here builds real banking-floor experience and looks good on a resume, but candidates should keep applying to regular recruitment exams in parallel rather than treating this as a final career step.
FAQs
What is the last date to apply for IOB Apprentice Recruitment 2026?
Online applications close on 20 July 2026 on NAPS and NATS. The application fee can still be paid on the BEEP portal until 22 July 2026.
Who is eligible for the IOB Apprentice 2026 vacancy?
Graduates in any discipline, aged between 20 and 28 years as on 1 July 2026, with relaxation for SC/ST/OBC/PwBD candidates, can apply.
What is the stipend for IOB apprentices?
The stipend ranges from Rs. 14,000 to Rs. 15,500 per month, depending on whether the branch is Metro, Urban, or Semi-Urban/Rural.
Does this apprenticeship lead to a regular job at IOB?
This is added context, not part of the official notification. The Bank does not guarantee regular employment after the apprenticeship. Many candidates use this one-year period as experience while also applying to regular recruitment drives such as the SBI PO 2026 notification.
ABOUT THE AUTHOR
Sandeep Khati is the founder of India Job Alerts and a B.Tech in Computer Science from JGEC (2010). He started his career as a Systems Engineer at TCS and has been active in digital publishing since 2011, beginning with SearchDarjeeling.com(2011) and working as a web developer and designer at Darjeeling Informatics. Launched in April 2025, India Job Alerts is his most focused project — dedicated to publishing verified government and PSU job notifications for West Bengal, Sikkim, and All-India candidates. Every post is cross-checked against official notifications before publishing.. Know more